Ermineskin Cree Nation Members
Whether you need a vehicle to get to work, repairs on your home, new appliances, or help covering an unexpected cost — a Niwihcihaw personal loan gives you access to up to $35,000, repaid automatically through payroll deduction.
Loans are available to Ermineskin Cree Nation members employed with ECN or NGCI for at least one year in a permanent position. If you are looking to re-loan, your existing loan must be 75% paid and in good standing.
To get started, call our office to book an appointment with the General Manager. Bring a letter of employment, any receipts or quotes for your purchase, and a valid ID. We will take it from there.

A one-time administration fee applies to all loans. Your fee is based on the amount you borrow and is confirmed at your appointment.
Fees are subject to change at any time by the Board of Directors.
Call our office to book an appointment with the General Manager, or send us a message and we will get back to you.