Ermineskin Cree Nation Members

Personal loans built for your needs

A loan built around your life

Whether you need a vehicle to get to work, repairs on your home, new appliances, or help covering an unexpected cost — a Niwihcihaw personal loan gives you access to up to $35,000, repaid automatically through payroll deduction.

Loans are available to Ermineskin Cree Nation members employed with ECN or NGCI for at least one year in a permanent position. If you are looking to re-loan, your existing loan must be 75% paid and in good standing.

To get started, call our office to book an appointment with the General Manager. Bring a letter of employment, any receipts or quotes for your purchase, and a valid ID. We will take it from there.

Two people meeting

Administration fees

A one-time administration fee applies to all loans. Your fee is based on the amount you borrow and is confirmed at your appointment.

Loan amountAdministration fee
Up to $9,999$250
$10,000 – $19,999$500
$20,000 – $24,999$850
$25,000 and over$1,200

Fees are subject to change at any time by the Board of Directors.

Ready to get started?

Call our office to book an appointment with the General Manager, or send us a message and we will get back to you.