Terms of Use

By accessing and using this website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this website.

About this website: This website is operated by Niwihcihaw Acceptance Ltd. (NAL), a First Nations-owned financial services company located in Maskwacis, Alberta. This website is intended to provide general information about NAL and its loan services. It does not constitute financial advice.

Submitting an application: Loan applications may be submitted in person at our office or by downloading, completing, and emailing the application form to our team. An in-person appointment with the General Manager is required to finalize any loan. An online application portal is coming — when available, applications may also be submitted through the secure applicant portal on this website.

Accuracy of information: NAL makes reasonable efforts to ensure the information on this website is accurate and current. However, information including loan guidelines, fees, and eligibility criteria is subject to change at any time. Always confirm current details directly with our office before making any decisions.

Limitation of liability: NAL is not liable for any loss or damage arising from your use of this website or reliance on information contained herein. This website is provided on an as-is basis without warranties of any kind.

Third-party links: This website may contain links to third-party websites. NAL does not endorse and is not responsible for the content, privacy practices, or accuracy of any third-party sites.

Governing law: These terms are governed by the laws of the Province of Alberta and the federal laws of Canada applicable therein. Any disputes arising from use of this website are subject to the jurisdiction of the courts of Alberta.

NAL reserves the right to update these terms at any time. Continued use of this website following any changes constitutes your acceptance of the revised terms. These terms were last updated in March 2026.